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Germany - Canada German Pension Refund | All Rights Reserved
Are Canadian Citizens Eligible for a German Pension Refund?
בזמן שהיית מועסק בגרמניה , כל חודש שולמו אחוזים מהשכר הגולמי שלך ל"דויטשה רנטנברסייצ'רונג "(ביטוח הפנסיה הסטטוטורי הגרמני) להטבות פרישה עתידיות. אבל מה קורה אחרי שאתה עוזב את גרמניה?
על פי הקוד הסוציאלי הגרמני (§ 210 SGB IV) דמי ביטוח הפנסיה ניתנים להחזר רק לאחר עזיבת גרמניה, ורק אם
א) אינך רשאי לשלם דמי פנסיה במקום בו אתה גר, ו ...
ב) 24 חודשים עברו מאז ששולמו דמי הפנסיה האחרונים שלך בגרמניה
ג) אתה מתגורר מחוץ לאיחוד האירופי/EEA/CH/בריטניה
אמנם קל לבצע את ב' ו- ג', אך א' מגדיר האם אתה יכול לקבל החזר כספי שהוצא משכר המשכורת שלך.
Check Your Eligibility – It’s Completely Free
If you’re uncertain about your eligibility for a refund as a Canadian citizen, you can use our no-cost eligibility check. Unlike other providers who charge for this service, we make it available free of charge. Regardless of the outcome, we’ll give you a clear explanation of your circumstances.
Find out today if you’re entitled to a refund of your German pension insurance contributions – at no charge.
This service is offered exclusively for non-EU citizens.
בונד Deutsche Rentenversicherung | ביטוח הפנסיה הסטטוטורי הגרמני | כל הזכויות שמורות
האם מותר לשלם תרומות מרצון?
שאלה זו נענת בהסכם הביטוח הלאומי שאלבניה חתמה עם גרמניה.
הסכם הפנסיה בין אלבניה לגרמניה :
כאזרח באלבניה, אינך רשאי לשלם דמי פנסיה מרצון לאחר עזיבת גרמניה והאזור המוזכר תחת ג' רק אם תרמת לקופת הפנסיה שלך פחות מ -60 חודשים לתכנית הפנסיה הגרמנית.
במילים אחרות, כאזרח אלבני אתה זכאי להחזר דמי ביטוח הפנסיה שלך רק אם אינך זכאי להטבות פרישה עתידיות. כדי לקבל זכאות לפנסיה חודשית יש צורך בתקופת הפרשת פנסיה מינימלית של 60 חודשים.
אם אתה זכאי להטבות פרישה, אתה רשאי לשלם דמי פנסיה מרצון למערכת הגרמנית מכל מקום בעולם. אבל: אינך זכאי להחזר דמי הפנסיה שלך.
When can I return to work in Europe after submitting a refund application?
As a Canadian citizen, given you were eligible to claim a refund, you are free to start working in Europe immediately after submitting your refund application. Starting work in Europe will not impact the processing of your refund, even if your claim has not yet been finalized.
כמה אוכל לגבות מהפנסיה הגרמנית שלי?
בזמן שהיית מועסק בגרמניה , דמי ביטוח פנסיוני חובה של 9.3% * הוצאו משכרך הגולמי עד לגבול תקרה, ושולמו ל- " Deutsche Rentenversicherung " (הביטוח הפנסיוני הסטטוטורי הגרמני) .
אם אתה מחזיק באזרחות שאינה אירופאית, תוכל להחזיר את דמי הפנסיה הגרמנית שלך לאחר עזיבת המדינה, בכפוף לזכאות.
כדי לברר כמה תקבל החזר, השתמש בחינם ב-מחשבון החזר פנסיוני כדי לקבל תשובה מיידית, בהתחשב בכך שאתה זכאי להחזר פנסיה גרמני.
What costs are involved in claiming my refund?
At Germany Pension Refund, our success-based model means you only pay a fee once your refund has been receiving into your bank account.
We charge a one-time fee of 9.75% of your total refunded amount. This is inclusive of VAT and any legal fees. There are no additional upfront payments or hidden costs.
Do I need a German bank account to receive my refund?
A German bank account is not required. Refunds are processed through an escrow account managed by a German law firm, ensuring a secure and efficient process.
This method helps speed up the transfer of funds while reducing transaction and currency conversion fees.
Your refund will be sent directly to your preferred bank account in the currency of your choice. The account doesn’t need to be in Germany and can even be in someone else’s name.
How long does it take to receive a Canada German pension refund?
We understand that our customers are looking for quick refunds.
This is why our process has been streamlined to take less than 8 weeks on average.
This is significantly faster than the 6 months it takes the German pension office to process self-submitted claims.
Our deep knowledge of German administrative procedures means we can simplify the refund process for our customers. We also have close ties with German law firms, who have direct access to the German pension office, ensuring faster processing times.
Maryam Berijanian
DEC/14/2024
I didn't have to worry about anything
I am happy with my choice. They provided fast and smooth service at a reasonable price, which was lower than their competitors. I can only imagine how much of a nightmare it would have been to handle everything myself, but with their service, I didn’t have to worry about anything. They were very punctual, well-organized, and made everything clear.
BRAAAVO!!
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Petar Markovic
DEC/12/2024
Trustworthy and reliable service provider
Christian was very professional and efficient.
And also a trustworthy and reliable service provider.
I would recommend them to anyone who previously worked in Germany and is not entitled to a pension.
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OCT/30/2024
Smooth and kept me updated
They helped me get back my pension refund. The process was smooth and they kept me updated me all through the way. I’ll always recommend their services to anyone seeking to claim their pension benefits after leaving Germany. Thanks for the good work!
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Sarah Zou
OCT/28/2024
Received the funds back in 2 months
Couldn't have been easier. Filled in a few forms, and that was it. Christian was so helpful and I received the funds back in 2 months. 100% recommend!
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Daniel Hayter
OCT/18/2024
Very quick and helpful
Christian helped me get a refund back for the Germany Pension payments I made. He was very quick to respond and very helpful throughout.
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SEP/27/2024
The most efficient and effective part of my German experience
Best experience ever! Had my money in less than two months! Possibly the most efficient and effective part of my German experience. Julia was a joy to work with.
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SEP/19/2024
Impeccable, fast, easy
Just an impeccable service. I didn't even really know I could get this back until I saw something in a social media feed about expats recovering German pensions. The process with German Pension Refund was fast, easy and saved me delving back into German bureaucracy with Google translate and my pretty sub standard German language skills; they took care of everything and sent me all the documentation (and quality translations of those) throughout the process. Happy to report the good reviews are legit and I highly recommend this service of you need to recover pension paid in Germany. Thanks so much to Julia and the team!
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Steeve Bjornson
MAR/23/2024
The whole way through I received update emails
I was dreading having to go through the bureaucracy to get my German pension refund. But these people made it very easy.
The process takes a while but the whole way through I received update emails.
They were recommended by a friend and now I would gladly recommend them too!
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Neba Funwi-Gabga
AUG/10/2024
Excellent service...kept me informed throughout
Excellent service. They kept me informed throughout the process and successfully got my refund. Highly recommended!!
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Yannick Boucher
MAR/23/2024
Stayed in touch with regular updates throughout the process, all the way to payment
Very helpful explaining what the process was, what documentation was needed, and stayed in touch with regular updates throughout the process, all the way to payment. Highly recommended!
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JAN/03/2024
A pleasure to work with from start to finish... I highly recommend!
Johannes was a pleasure to work with from start to finish! He kept me updated throughout the process and was quick to answer any questions I had. I highly recommend Johannes and his team!
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Claim Your Pension Refund Today
With our streamlined process and professional advice, it takes less than 5 minutes to get started. With an average refund amount of €11,800, there’s nothing to lose.
Read more information about working in Germany and Canada from the Deutsche Rentenversicherung.