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Germany - Brazil | German Pension Refund | All Rights Reserved
Are Brazilian Citizens Eligible for a German Pension Refund?
בזמן שהיית מועסק בגרמניה , כל חודש שולמו אחוזים מהשכר הגולמי שלך ל"דויטשה רנטנברסייצ'רונג "(ביטוח הפנסיה הסטטוטורי הגרמני) להטבות פרישה עתידיות. אבל מה קורה אחרי שאתה עוזב את גרמניה?
על פי הקוד הסוציאלי הגרמני (§ 210 SGB IV) דמי ביטוח הפנסיה ניתנים להחזר רק לאחר עזיבת גרמניה, ורק אם
א) אינך רשאי לשלם דמי פנסיה במקום בו אתה גר, ו ...
ב) 24 חודשים עברו מאז ששולמו דמי הפנסיה האחרונים שלך בגרמניה
ג) אתה מתגורר מחוץ לאיחוד האירופי/EEA/CH/בריטניה
אמנם קל לבצע את ב' ו- ג', אך א' מגדיר האם אתה יכול לקבל החזר כספי שהוצא משכר המשכורת שלך.
Check Your Eligibility – It’s Completely Free
Still not sure if you qualify for a refund as a citizen of Brazil from the statutory German pension insurance? Use our free-of-charge eligibility check. While other companies charge for this service, you can enjoy it completely for free. After the results are ready, we’ll make sure to give you a clear explanation of your specific situation regardless of the outcome.
Discover whether you’re eligible for a refund of your German pension contributions, free of charge. This service is available to non-EU citizens only.
האם מותר לשלם תרומות מרצון?
שאלה זו נענת בהסכם הביטוח הלאומי שאלבניה חתמה עם גרמניה.
הסכם הפנסיה בין אלבניה לגרמניה :
כאזרח באלבניה, אינך רשאי לשלם דמי פנסיה מרצון לאחר עזיבת גרמניה והאזור המוזכר תחת ג' רק אם תרמת לקופת הפנסיה שלך פחות מ -60 חודשים לתכנית הפנסיה הגרמנית.
במילים אחרות, כאזרח אלבני אתה זכאי להחזר דמי ביטוח הפנסיה שלך רק אם אינך זכאי להטבות פרישה עתידיות. כדי לקבל זכאות לפנסיה חודשית יש צורך בתקופת הפרשת פנסיה מינימלית של 60 חודשים.
אם אתה זכאי להטבות פרישה, אתה רשאי לשלם דמי פנסיה מרצון למערכת הגרמנית מכל מקום בעולם. אבל: אינך זכאי להחזר דמי הפנסיה שלך.
How long do I need to wait before I can return to work in Europe after applying for a refund?
As a Brazilian citizen, you can start working in the European Union the day after you submit your refund application. The pension refund process is based on your eligibility at the time of submission, so any changes in your job status after that will not affect your claim.
כמה אוכל לגבות מהפנסיה הגרמנית שלי?
בזמן שהיית מועסק בגרמניה , דמי ביטוח פנסיוני חובה של 9.3% * הוצאו משכרך הגולמי עד לגבול תקרה, ושולמו ל- " Deutsche Rentenversicherung " (הביטוח הפנסיוני הסטטוטורי הגרמני) .
אם אתה מחזיק באזרחות שאינה אירופאית, תוכל להחזיר את דמי הפנסיה הגרמנית שלך לאחר עזיבת המדינה, בכפוף לזכאות.
כדי לברר כמה תקבל החזר, השתמש בחינם ב-מחשבון החזר פנסיוני כדי לקבל תשובה מיידית, בהתחשב בכך שאתה זכאי להחזר פנסיה גרמני.
What fees do I need to pay for claiming my pension refund?
For our service, we charge a fee of 9.75% of the amount you get as a pension refund. This also includes VAT and any legal costs that may come up during the claim process.
Besides that, there are no additional or hidden fees at any stage of the process.
Our payment model is based on success, which means you don’t have to pay any fees upfront.
You will only be required to pay once your refund has been successfully processed and the money has been transferred to your bank account. This way you are only charged after you have received the pension refund.
Is a German bank account required for my refund?
No, a German bank account is not required to receive your pension refund. To guarantee the highest level of security and efficiency we process refunds through an escrow account managed by a German law firm.
This way the refund transfers are processed much faster and the currency conversion and transaction fees are minimized.
The refund will be sent directly to the bank account of your choice, in the currency you prefer.
It does not need to be a German account, and it can even be in another person’s name.
MAR/18/2025
Organized, timely, accurate
I really recommend this service.
They helped to get my pension refund in an organized and timely way. Communication was very accurate and friendly.
Posted on
FEB/13/2025
Very happy, strongly recommend!
I strongly recommend the company services! The whole process for getting my pension refunded could not be better conduced. Julia Kim (Client Success Manager) was very clear, communicative and made the whole beaurocracy seems simple (and trust me, I know how Germany can be very beauroucratic). I'm very happy with the service provided by the team and even happier that I got my money back earlier than it was planned.
Posted on
FEB/09/2025
Excellent customer service
Excellent customer service. Everything went according to the plan.
Read on
FEB/06/2025
Great, fully recommended!
Working with Christian from GPR was great. From the beginning, he explained the whole process to me and kept updating me along the way until the money was returned. Fully recommended!
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Felipe Augusto da Silva
JAN/07/2025
Simple without any issues
Great service and customer support (in English). I had a great experience with this company and recommend it for everyone. My Pension refund process was very simple without any issues and in the informed timeframe.
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Gustavo Faelli
DEC/30/2024
Consistently supportive throughout
The entire process was incredibly simple and ran smoothly. Johannes and the team were consistently supportive throughout.
I highly recommend their services!
Posted on
OCT/31/2024
Communicative, responsive, kept me up to date
I left Germany over 12 years ago and always dreaded the idea of having to go through the claim process. I found Germany Pension Refund through a Google search and jumped into the opportunity scared about what was to come.
Fortunately the experience was very positive, Julia was communicative and responsive through the entire process and kept me up to date with was happening.
I got my money back today and am very happy with the outcome. I highly recommend them.
Posted on
SEP/25/2024
Quick...very efficient
Excellent! Quick and very efficient communication, all details informed. Great!
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Rudolf Peters
SEP/14/2024
Everything managed in less than 2 months
Everything managed smoothly, in less than 2 months
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Andre Japiassu
AUG/12/2024
Very good service
Very good service made by Christian and entire team. They domain the process and the organizations involved, and gives you feedback anytime you need. Very kind and trustable team.I was concerned at the beginning, but have received my refund as it should be without any problem. Thanks, Christian!
Read on
AUG/01/2024
Communication was pretty good and fluid...never felt alone
I was in contact with Johannes all the time, the communication was pretty good and fluid, all questions and concerns were answered in a simple and objective way
From the first gathering data until the refund transfers I never felt alone even running the process overseas
Every single step was taken in a very carefull manner, explained, confirmed, so you feel like talking with a trust company that take its job very serious and smooth.
Posted on
Jul/25/2024
Guided me through the process smoothly
Great service and professionalism. Had my refund in less than 5 months without any issues. Julia provided prompt replies to all questions and guided me through the process smoothly.
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How soon can Brazilian citizens expect their German pension refund?
While a self-submitted pension claim can take over 9 months to process, we’ve made sure to speed up this process.
With our streamlined approach, you can receive your pension refund in an average of 8 weeks instead of several months.
With years of experience managing German administrative processes and bureaucracy, we’ve refined each step of the refund process. In addition to that, our partner law firms are in direct communication with the German pension office, ensuring that your refund is processed more quickly.
Claim Your Pension Refund Today
Starting the process takes less than 5 minutes, thanks to our simplified approach and expert support. With an average pension refund of €11,800, there’s nothing to lose.
Read more about the social security agreement or working in Germany and Brazil from the Deutsche Rentenversicherung here.
החזר תשלומי פנסיה גרמנית
השירות שלנו מהיר, בטוח ויעיל. אנו תובעים עבורכם רק החזרים שיצליחו!
מניסיוננו הרב אנו גם יודעים להאיץ את זמן ההחזר הפנסיוני הגרמני ולהבטיח לך חוויה חלקה ונינוחה לאורך כל תהליך ההחזר הגרמני.
זו הסיבה שאנו כאן - כדי לעזור לזרים אחרים כמוך לקבל את החזר הפנסיה הגרמני.
ייעוץ חינם
אנו מספקים ייעוץ חינם - אל תהססו לדרוש את החזר הפנסיה שלכם.
אל תהססו גם לפנות אלינו בנוגע להחזר הפנסיה הגרמנית שלך, זכאות, תושבות, תקופת המתנה או כל שאלה אחרת שעלולה להתעורר לאחר קריאת המידע בנושא. אנחנו כאן בשבילך.
